LFYO/FIFE

Last Updated: January 1, 2025

1. Introduction

These Terms and Conditions govern your use of LFYO/FIFE’s services, website, and any related materials provided by us. By accessing or using our services, you agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use our services.  

Verbal consent is required to receive informational content via sms messages regarding your scheduled financial life skills program or workshop. Recipient will receive messages weekly leading up to the workshop/program. Message and data rates may apply. To stop receiving messages, text STOP to 614-321-2423. For assistance, text HELP to 614-321-2423.

Promotional or marketing content for one our workshop or programs may be sent, if applicable.

2. Use of Services  

  • Eligibility: Our services are intended for individuals of all ages.
  • Prohibited Conduct: You agree not to:
    • Use our services for any unlawful or unauthorized purpose.
    • Interfere with the security or integrity of our services.
    • Use any automated means to access or use our services.
    • Impersonate any person or entity, or falsely claim an affiliation with any person or entity.
    • Transmit any viruses, malware, or other harmful code.
    • Collect or use any personal information of other users without their consent.
  • Data Privacy: We collect and use your personal information in accordance with our Privacy Policy, which is incorporated into these Terms and Conditions.

3. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, and software, is the property of LFYO/FIFE or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, distribute, modify, or create derivative works of any of our content without our prior written consent.  

4. Disclaimer of Warranties

Our services are provided “as is” and without warranty of any kind, express or implied, including but not limited to the warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or secure.  

5. Limitation of Liability

In no event shall LFYO/FIFE be liable for any damages whatsoever, including but not limited to direct, indirect, incidental, consequential, special, or exemplary damages, arising from or in any way connected with the use of our services.  

6. Indemnification

You agree to indemnify and hold harmless LFYO/FIFE and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of our services or your violation of these Terms and Conditions.  

7. Changes to Terms and Conditions

We may update these Terms and Conditions from time to time. We will notify you of any material changes by posting the updated Terms and Conditions on our website. Your continued use of our services after the effective date of any such changes constitutes your acceptance of the new Terms and Conditions.  

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Ohio.  

9. Contact

If you have any questions about these Terms and Conditions, please contact us at info@MrFundy.com.

10. Severability

If any provision of these Terms and Conditions is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.